If you go to college to study business, you will gain sufficient knowledge, skills and expertise about financial markets. It will make it easier for you to make responsible financial decisions.
You will learn that some financial products are less risky (e.g. certificates of deposit, saving accounts, federal or municipal bonds, etc.) while some other financial products are riskier. The risk might be caused by future uncertainty (e.g. stock market fluctuations, corporate bonds failures of lousy companies, etc.), or because of you failing on regular repayments of debt with high interest rates (e.g. credit cards, consumer loans, etc.).